Mutual Fund

Mutual Fund Calculator

Q: How to calculate lumpsum amount?

Ans- You can use Rupeezy mutual fund calculator to compute the value of a lumpsum investment in a mutual fund in future.This calculation uses the mathematical formula: Future Value = Present Value x (1 + rate of return)^number of years to estimate the future value of lumpsum investment.

Q: Is lumpsum better than SIP?

Ans- Lumpsum and SIP are two modes of investing in mutual fund schemes. Lumpsum investment is suitable when an investor has a quantum of money available to invest in the securities markets. SIP is suitable for investing even small savings every month and benefit from market’s growth potential. Investors can make the best use of lumpsum and SIP investments in mutual funds depending on available funds.

Q: What is the value of Rs. 1 lakh after 20 years?

Ans- The future value of investment depends on the rate of interest. For example, at an 8% annual return, Rs. 1 lakh could grow to about Rs. 4.66 lakhs in 20 years. Use Rupeezy’s mutual fund calculator to estimate mutual fund returns in a single click.

Q: What is the maximum limit of lumpsum?

Ans- There is no fixed maximum limit for lumpsum investments. Investors can decide the lumpsum amount based on their investible surplus, financial goals, and risk appetite.

Q: Is lumpsum investing risky?

Ans- Mutual funds invest in securities markets and there is risk of volatility involved. However, mutual funds are managed by professional fund managers and the portfolio is diversified across multiple stocks and sectors. Equity mutual fund investors must hold a long-term horizon and assess their portfolios periodically.

SIP

Lumpsum

Step up SIP

Lumpsum AmountGoal Amount

Lumpsum Investment

₹

Expected Return Rate (p.a.)

Time Period

Amount Invested

₹ 0

Est. Returns

₹ 0

Goal Amount

₹ 0

Start Your Investment Now

What is a Mutual Fund Calculator?

A mutual fund calculator is an online tool designed to enable investors to calculate their prospective returns. With the help of a mutual fund return calculator, investors can foresee the value of their returns in future and make accurate and informed investment decisions.

Having clear financial goals is a crucial step for sound financial planning.

Mutual fund lumpsum calculators empower investors to assess if they invest a certain amount today in mutual funds, and what will be the total value of investment at a later date at a particular rate of return.

The inputs required to use an online Mutual fund return calculator are the value of the present investment, time period, and expected rate of return. Once these values are added the calculator estimates the future value of investment.

A ballpark idea about maturity amount helps you ascertain how much money you need to invest to attain a final amount, which instrument is suitable based on the rate of return, and how long it will take to achieve the goal.

How does an Online Mutual Fund Calculator (Lumpsum) Work?

Mutual funds lumpsum calculators are easy-to-use simple financial tools that show how much an investment will grow at a given rate of return and time.

There are two ways to calculate the maturity value of a mutual fund investment:

Lumpsum
SIP (Systematic Investment Plan)

A lumpsum investment is a one-time investment done in a mutual fund scheme. The units are purchased as per the NAV of the scheme on the day of investment. The return for lumpsum investment is net growth in the NAV.
SIP is a method of investing in mutual funds. A fixed amount is periodically invested in a scheme, e.g., monthly, weekly, or quarterly. The NAV is different for every month’s SIP amount invested.
For example, if you invest Rs. 20,000 lumpsum at an NAV of Rs. 25, you will receive 800 units. Whereas, instead of investing the entire amount in one go, you decide to invest Rs 1000 every month. So for the first month, you will receive 40 units at an NAV of Rs. 25. Next month the NAV goes up to Rs 30. Now you will receive only 33.3 units.
The one time investment calculator shows you the final maturity value for an SIP done for a defined period, at a certain rate of interest. You need to specify the SIP amount every month, the expected rate of return, and the time period for investment. With a single click, you can view how much return you can expect to earn.

How to Use Rupeezy's Mutual Fund Calculator (Lumpsum)?

Step 1: Select the option of Lumpsum
Step 2: Enter your investment amount
Step 3: Enter your expected rate of return
Step 4: Select the time period for investment

Once you enter the above values, the calculator will show you your total investment, estimated return, and maturity value.

Perks of using Rupeezy's Mutual Fund Calculator

Quick Calculation: Saves time by providing instant results, avoiding complex manual calculations.
Smart Decisions: Allows testing different scenarios for informed investment choices.
Simple Tool: Easy to use with three inputs: investment amount, time period, and expected return.
Financial Planning: Helps set and achieve target amounts by planning investments accordingly.

10 Most Searched Mutual Funds

Funds	AUM (Cr.)	1Yr	3Yr	5Yr
HDFC Small Cap Fund	₹33963	35%	24%	29%
HDFC Manufacturing Fund	₹13631	0%	0%	0%
Parag Parikh Flexi Cap Fund	₹82441	39%	16%	26%
HDFC Balanced Advantage Fund	₹96536	34%	21%	21%
Nippon India Small Cap Fund	₹62260	49%	30%	37%
HDFC Flexi Cap Fund	₹66225	45%	23%	24%
HDFC Defence Fund	₹3997	84%	0%	0%
SBI Contra Fund	₹41327	45%	26%	32%
Quant Small Cap Fund	₹26645	55%	27%	47%
SBI International Access - US Equity FoF	₹940	44%	13%	6%